How Much Is Six Figures?


Do you have friends that make six figures, yet you are not quite sure what that means?

In short, it means anything over $100,000 but less than a million dollars which is seven figures.

We take a closer look at the six figures meaning and how to achieve this financial milestone.

What Is A Figure?

six figures

Let’s start with the basics. A figure in money is a single number between $0 and $9. 

For example, two digits are from $10 to $99 and six digits would be six numbers between $100,000 and $999,999. 

It is possible to have a six-figure income. Maybe in the form of a retirement account balance or liquid net worth, or job. 

While technically a number, you don’t include the cents value when counting the number of digits. That’s because this measurement isn’t a whole dollar and you only count numbers to the left of the decimal point when you are measuring dollars and cents.  

What Is A 6 Figure Salary?

A six-figure salary is between $100,000 and $999,999. When somebody says they make six figures, it generally means they make at least $100,000 per year. Some are considered a rich or wealthy salary in most parts of the United States.

Jobs that pay at least $100,000 are relatively uncommon as the median household income in 2021 was $70,784, according to the U.S. Census Bureau. 

However, it’s possible that your combined household income is a six-figure salary.

For example, let’s say you live in a two-income household where you earn $80,000 and your spouse earns $60,000. 

While you both earn less than six figures individually, your combined household salary earns $140,000 which is within the six-figure range.

How Much Is 6 Figures A Year?

You make six figures in a year when you earn at least $100,000 until $999,999.99. This is a broad range with a difference of $900,000 between the highest and lowest salary points. 

It’s easier to become a millionaire if you’re in the mid or high-six figures.

Still, a yearly salary anywhere in this range is above the national average income of $60,575, according to the Social Security Administration.

You will typically need a job requiring high-income skills to earn close to or more than six figures in a year. The good news is that you don’t necessarily need an advanced degree or years of schooling as there are many trade jobs.

Another option is supplementing your day job salary by earning passive income through investing and starting a business. 

How Much Is 6 Figures Monthly?

Six figures is a broad range as earning $100,000 is far different than making close to $1,000,000. 

For example, you need to earn more in a month than the average annual salary if your income is in the high six figures.

Below is how much you need to make each month for a six-figure salary:

Annual Income Minimum Monthly Income
$100,000 $8,333.33
$250,000 $20,833.33
$500,000 $41,666.66
$750,000 $62,500.00
$999,999 $83,333.25

To estimate the minimum monthly income you need to reach your specific six-figure target, divide the annual income by 12.

In addition to your full-time job, there are several ways to make an extra $700 a month to reach a higher income bracket.

How Much Is 6 Figures Per Day?

You may also like calculating how much you need to make in a day for a six-figure annual income. This estimate can be more accurate if you earn a variable income. 

Annual Income Minimum Daily Income
$100,000 $273.97
$250,000 $684.93
$500,000 $1,369.86
$750,000 $2,054.79
$999,999 $2,739.72

*Note: These calculations assume a 365-day period. However, you will need to earn more each day if you have unpaid vacation and rest days.

Since you most likely won’t work every day of the year, you may consider these side income ideas to make $10 a day in your free time and inch you closer toward your annual salary goal.

Example of Jobs That Pay Six Figures

There are several high-income jobs to consider for an above-average income. Just remember that income taxes and unavoidable business-related expenses like licensing fees and malpractice insurance can erode your take-home pay. 

Some of the highest-paying career paths include:

  • Business: Marketing experts, sales managers, and store managers can anticipate salaries in the low $ 100,000 range.
  • Financial: Accountants, actuaries, financial advisors and investment bankers can bring in the dough although the median wage can be less than $100k. 
  • Medical: Primary care physicians and medical specialists can typically make between $150,000 and $350,000, depending on the field and years of experience. Nurses with advanced certifications can also break the six-figure mark.
  • Technology: Computer programmers and data scientists are prime candidates for making over $100,000. Product managers along with software engineers and architects are lucrative tech jobs too. 
  • Transportation: Air traffic controllers and commercial pilots are able to earn a high income although there can be long workdays and you must thrive in a high-stress environment that requires persistent attention to detail.

It may take several years to earn a high income as you build experience. Young adults can get a head start with the best jobs for college students.

Frequently Asked Questions

Here are several questions you may have about how much six figures is.

Is 6 figures considered rich?

In most cases, earning six figures per year is considered rich, even if you only make $100,000 per year. However, inflation and living in an expensive city reduces the purchasing power when you make just over $100,000.

Even if you don’t make six figures yet, you can practice several habits of wealthy people to reduce your expenses. Therefore, it’s possible to have more disposable income than someone who earns more than you.   

How many Americans make six figures per year?

Approximately 9% of Americans which is the equivalent of 28.7 million individual workers earn at least $100,000 per year. When looking at combined annual salaries, 34% of dual-income households generate six figures. 

Most workers are in the low six-figure range as only 1% of the labor force earns $500,000 or more. 

What Salary is Upper Middle Class?

Individuals will need to earn at least $65,000 per year and households must have at least $100,000 in combined income to be considered the upper middle class. This income tier is at least 15% above the national median income. 

What Does a Six Figures Salary Mean?

A six-figure salary means you earn more than the national average and it’s easier to increase your net worth, pay off debt or save for other goals and expenses. Six figures is a lot of money but your purchasing power isn’t as much in expensive cities like New York or Los Angeles. 

It can be worth striving to make at least $100,000 per year if you are trying to retire early, for instance. 

However, you may also focus on earning the most possible for your career field, experience level and geographic area while balancing other priorities like health and family.



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